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|  | Smarter Insurance Solution by Janet Bamford You are the unpaid manager of your insurance portfolio. If your household is like most, that`s 16 percent of your budget. Yet many people do more research to buy a TV than they do to find a great insurance policy. It`s easy to let costs soar and to overlook gaps in your coverage that conceal potentially big trouble. Janet Bamford is a proven expert at simplifying insurance and saving consumers money. Her book strips away the mysteries surrounding this often invisible investment. Most of us pay more than we have to - either in premiums or when our claims aren`t covered - because it`s so hard to understand policies issued by multiple providers for auto, health, life, homeowners, disability, and personal-liability insurance. Bamford cuts through the confusion with easy steps that make an insurance overhaul simple and worthwhile. Smarter Insurance Solutions tells you what questions to ask, what numbers to call, what to do about rising premiums and declining coverage, how to beat the healthcare-cost squeeze, how to collect on a claim, and how you can save from 10 to 40 percent while actually increasing your insurance protection. AUTHOR: Janet Bamford PUBLISHER: Bloomberg Press FORMAT: Paperback CATEGORY: Business 
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 | Laws of Choice by Eric Marder Drawing on 40 years of marketing research experience, Eric Marder presents a transforming theory of how people make choices. Supported by a rich analysis of studies conducted by scores of Fortune 500 companies, The Laws of Choice unearths the universal patterns every marketing strategist has been waiting for, showing how consumers decide where to spend their money. 160 charts & graphs. AUTHOR: Eric Marder PUBLISHER: Free Press, The FORMAT: Hardcover CATEGORY: Business 
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 | Valentine's Day by Anne Rockwell, Lizzy Rockwell Description not available.The children in Mrs. Madoff's class make special Valentine's cards to send to Michiko, a friend in Japan, and to share at their classroom celebration. AUTHOR: Anne Rockwell, Lizzy Rockwell PUBLISHER: HarperCollins Children's Book Group FORMAT: Hardcover CATEGORY: Children's 
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 | Motivating Employees by Anne Bruce, James S. Pepitone In a fast-paced, engaging style, Motivating Employees reveals how Southwest, Disney, and other legendary companies have turned themselves into motivating organizations, workplaces that inspire employees to do excellent work because they want to! Entertaining case histories and examples show how you can create an environment in which employees feel passionate about their jobs and put the best of themselves into everything they do. Tips, tools, and techniques in Motivating Employees will show you how to reawaken the pioneer spirit in your organization, and teach your employees to tap their own motivational energy for extraordinary creativity, desire, and work output. AUTHOR: Anne Bruce, James S. Pepitone PUBLISHER: McGraw-Hill FORMAT: Paperback CATEGORY: Business 
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 | Career Opportunities in the Retail & Wholesale Industry by Shelly Field Description not available.Explores career opportunities within the retail industry, examining employment options in shopping centers, chain and boutique stores, e-commerce and mail order companies, and wholesalers. AUTHOR: Shelly Field PUBLISHER: Facts on File Inc. FORMAT: Paperback CATEGORY: Business 
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 | Mirror, Mirror on the Wall by Barry Denenberg Description not available.In 1932, Bess Brennan, a twelve-year-old girl who lost her sight in a sledding accident, keeps a diary, recorded by her twin sister Elin, in which she describes life at Perkins School for the Blind in Watertown, Massachusetts. AUTHOR: Barry Denenberg PUBLISHER: Scholastic, Incorporated FORMAT: Hardcover CATEGORY: Children's 
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